Website with Branches Dropdown
Logo
Title of the document
Upasanam Loans - Voice Financial Chatbot

Upasanam Loans

Financial Solutions

Our Services

No matter your financial need, Upasanam Loans is here to support you every step of the way. Together, we'll make your goals a reality with confidence and ease.

Our Financial Services

Comprehensive financial solutions tailored to meet your business and personal needs.

Home Loan

Transform your dream of owning a home into reality with our flexible home loan solutions. Designed to suit a variety of financial situations, our loans offer competitive interest rates, customizable repayment schedules, and minimal documentation. Whether you're a first-time homebuyer or looking to upgrade to a larger property, our expert team will guide you through the process, ensuring a seamless experience tailored to your needs.

Learn More

Home Loan

  • Loans up to 70% of property value
  • Tenure up to 20 years
  • Interest rates starting from 8.5%
  • Tax benefits on interest and principal repayment
  • Easy balance transfer with low processing fees

Commercial Property Loan

Fuel your business expansion with our commercial property loans, crafted to support entrepreneurs and enterprises alike. Whether you’re looking to purchase an office space, retail shop, or commercial complex, our loans provide substantial funding with competitive interest rates and flexible repayment terms. With quick approval processes and personalized guidance, we help you unlock new opportunities for growth and success in the commercial real estate market.

Learn More

Commercial Property Loan

  • Loans up to ₹10 Crore with long-term tenure
  • Funding for purchase, construction, or renovation
  • Competitive interest rates from 8.5%
  • Quick disbursal with minimal documentation
  • Loan against existing commercial property available

School/College Property Loan

Specialized loans for educational institutions to purchase, construct, or renovate school/college properties. Loan amount ranges from 50-70% of the property value with a tenure of 7-15 years.

Learn More

School/College Property Loan

  • Loan covers 50-70% of property value
  • Interest rates between 9%-15%
  • Loan tenure: 7 to 15 years
  • Eligibility: Recognized institutions, trusts, or societies
  • Used for construction, renovation, or purchase

Hotel and Resort Property Loan

Unlock the full potential of your hospitality business with our Hotel and Resort Property Loans. Perfect for the construction, renovation, or expansion of hotels, resorts, and retreats—our financing solutions are tailored to the industry's unique cash flow cycles. With high loan eligibility, custom EMI plans, and expert assistance, you can focus on delivering world-class guest experiences while we support your growth journey.

Learn More

Hotel and Resort Property Loan

  • Generous loan amounts for hospitality development
  • EMI flexibility aligned with seasonal income flow
  • Interest eligible as business expense deductions
  • Lower interest rates with secured lending options
  • Applicable for new construction, upgrades, or expansion

Marriage Garden Property Loan

Take your hospitality venture to the next level with our specialized Marriage Garden Property Loans. Whether you're building, expanding, or upgrading a marriage garden, resort, or hotel, our loans are designed to meet the seasonal and long-term needs of your business. Enjoy high loan limits, flexible EMIs, and fast approvals—crafted for entrepreneurs in the event and hospitality sector.

Learn More

Marriage Garden Property Loan

  • High-value loans for hospitality and event spaces
  • Flexible EMI plans tailored to seasonal cash flow
  • Interest may be claimed as a business expense
  • Competitive interest rates for secured funding
  • Financing available for construction, renovation, or expansion

Hospital Loan

Advance your healthcare mission with our specialized hospital loans, crafted to support the establishment, expansion, or modernization of hospitals, clinics, and diagnostic centers. Our flexible financing solutions offer high loan amounts, competitive rates, and repayment terms aligned with your cash flow. Whether you’re upgrading medical equipment or constructing a new facility, our team provides end-to-end support to ensure your healthcare projects thrive.

Learn More

Hospital Loan

  • High loan amounts for hospitals & clinics
  • Flexible tenures aligned with hospital cash flow
  • Interest may be tax-deductible
  • Customized loans for healthcare infrastructure
  • Ideal for new construction, upgrades, or equipment

Industrial Property Loan

Empower your industrial ventures with our tailored industrial property loans, designed to support the acquisition, construction, or renovation of factories, warehouses, and other industrial spaces. Our loans offer competitive interest rates, extended repayment periods, and high loan-to-value ratios, making it easier for businesses to scale operations. With a streamlined application process and dedicated support, we ensure your industrial projects are funded efficiently and effectively.

Learn More

Industrial Property Loan

  • Loan up to 70% of property market value
  • Interest rates between 8.5% – 15%
  • Tenure from 5 to 15 years
  • Eligibility: Age 21–65, income proof required
  • Tax benefits on interest as business expense

CC / OD Facility

A tailored working capital solution combining the benefits of Cash Credit (CC) and Overdraft (OD). Ideal for businesses seeking flexibility with the option to shift to structured repayment.

Learn More

CC / OD Facility

  • Flexible credit limit based on business profile
  • Pay interest only on utilized amount
  • Revolving credit with multiple withdrawals and repayments
  • Option to convert CC into term loan with fixed EMIs
  • Structured repayment tenure up to 5 years
  • Eligibility based on credit score and account health

Bank Guarantee

A financial assurance provided by banks to guarantee payment or contract performance to a third party in case of default by the applicant.

Learn More

Bank Guarantee

  • Guarantees payment/performance on behalf
  • Types: Performance, Financial, Bid Bond, etc.
  • Issued for specific time with 1–3% fee
  • Secured with collateral or margin
  • Helps build trust in business transactions

Take Over Loan

Transfer your existing loan from another financial institution to us and enjoy better interest rates, flexible repayment terms, and improved service. Ideal for businesses or individuals looking to reduce EMI burdens and consolidate debt effectively.

Learn More

Take Over Loan

  • Transfer your loan for better interest rates
  • Reduced EMI burden through lower rates or extended tenure
  • Flexible repayment options up to 15 years
  • Helps consolidate multiple loans into one
  • Quick processing with minimal documentation

Warehouse Loan / Cold Storage Loan

Expand your storage infrastructure with our customized Warehouse and Cold Storage Loans. Designed for agricultural, manufacturing, and logistics sectors, these secured loans finance the construction, purchase, or upgradation of warehousing facilities. Benefit from high loan-to-value ratios, attractive interest rates, and flexible repayment options to keep your supply chain efficient and future-ready.

Learn More

Warehouse Loan / Cold Storage Loan

  • Finance up to 80% of project cost
  • Attractive interest rates between 8% to 12%
  • Flexible repayment tenure: 7 to 15 years
  • Best suited for agribusiness, logistics, and manufacturers
  • Funds applicable for construction, expansion, or renovation

Diverted Plot Mortgage Loan

Secure funding by mortgaging your diverted (non-agricultural) residential or commercial plots. These loans provide a convenient way to raise capital for business expansion, working capital needs, or personal use. Benefit from high loan-to-value ratios, competitive interest rates, and minimal paperwork.

Learn More

Diverted Plot Mortgage Loan

  • Loan against diverted residential or commercial plots
  • Funding up to 70-75% of plot market value
  • Interest rates starting from 9% per annum
  • Flexible tenure ranging from 3 to 10 years
  • Minimal documentation and quick disbursal

Business Loan

Empower your business with our tailored business loans designed to support working capital, equipment purchases, inventory, marketing, expansion, and more. Whether you're a startup, SME, or established enterprise, our flexible funding solutions help you stay ahead with quick approval, minimal paperwork, and competitive interest rates.

Learn More

Business Loan

  • Loan amount ranging from ₹50,000 to ₹50 lakhs
  • Interest rates starting from 9% per annum
  • Flexible repayment tenure of 1 to 5 years
  • Collateral-free options available for eligible borrowers
  • Quick disbursal with minimal documentation
Featured Service

Loan Against Property (LAP)

Our Loan Against Property service offers a flexible and secure way to unlock the value of your residential, commercial, or industrial property, providing funds for personal or business needs with competitive rates and tailored terms.

Loan amounts up to 50-70% of your property’s market value

Competitive interest rates ranging from 8% to 15%

Flexible repayment tenure from 5 to 20 years

Use funds for business expansion, education, or personal needs

Learn More
Business Consulting

Our Loan Service Process

We follow a streamlined and transparent process to provide tailored loan solutions, ensuring efficiency and customer satisfaction at every step.

1

Initial Consultation

We start with a detailed discussion to understand your financial goals and select the best loan product for your needs.

2

Document Evaluation

Our team reviews your income, credit score, and property documents to assess eligibility and loan amount.

3

Loan Approval

We process your application with our partner banks, ensuring quick approval and competitive terms.

4

Ongoing Support

We provide continuous guidance and support throughout the loan tenure to ensure a seamless repayment experience.

What Our Clients Say

At Upasanam Loans, our clients' success stories inspire us every day. Here are a few words from those we've had the privilege to support on their financial journey:

5.0

"The process was seamless and stress-free!"
"I approached Upasanam Loans for a Project Loan, and I was amazed by how simple and transparent the entire process was. Their team guided me step-by-step, ensuring I understood every detail. Thanks to their support, I could manage my expenses without any hassle. Highly recommend them!

AS

Amit Sharma,

Delhi

5.0

"Upasanam Loans helped us expand our business!"
""We were looking for funding to scale our business, and Upasanam Loans provided the perfect solution. Their flexible repayment terms and competitive interest rates made the decision easy. Today, our business is thriving, thanks to their trust and timely assistance!"

PK

Priya and Ramesh Kumar,

Bengaluru

4.5

"They made my dream of owning a home come true!"
""Owning a home felt like a distant dream until I reached out to Upasanam Loans. Their team worked tirelessly to ensure I got the best deal on my home loan. Now, I have a place I can call my own, and I couldn't be happier. Thank you for making it possible!"

SP

Sneha Patel

Mumbai

5.0

"A trusted partner for education loans!"
""As a student, finding the right Property Loan was daunting. Upasanam Loans made the process so easy and straightforward. Their quick approvals and excellent customer service allowed me to focus on my studies without financial worries. Forever grateful!"

RM

Rahul Mehta,

Pune

Ready to Transform Your Business?

Contact us today to discuss how our services can help your business thrive in today's competitive environment.

Frequently Asked Questions

Find answers to common questions about our loan services and how we can support your financial goals.

Title of the document

Get in Touch

Have questions about our financial services? Our experts are here to help you find the perfect solution for your needs.

Our Office

📍 Shri Kuber Plaza Shop No 05,Nariman Point Opposite B2 Hotel Kukshi 454331

Email Us

info@upasanamloans.com

Call Us

+91 9753557555

Business Hours

Monday - Saturday: 10:00 AM - 7:00 PM

Send Us a Message

Upasanam Loans - Financial Consultancy Title of the document